How it works
Three steps. Under a minute. No phone calls.
1. Enter your details
Tell us about you, your vehicle, and how you use it. Everything we ask for affects your price, so the quote is accurate.
2. See your quote
The moment you submit, our rating engine produces your annual premium. No waiting, no email follow-up.
3. Get covered
Happy with the price? Buy online and start your policy. Covered from the date you choose.
What drives your price
Your premium is built from a combination of factors — how old you are, how long you have been driving, your claims history, the type of car you drive, how much you use it, and where you keep it overnight.
Each factor has a relativity — a multiplier that reflects the risk it represents. These relativities are built from industry data and reviewed regularly.