Frequently asked questions
How is my price calculated?
We use a statistical model that looks at your age, driving history, no-claims bonus, vehicle, usage, and location. Each factor affects the price in a way that reflects the risk it represents.
Why do I need to give so much detail?
Every field we ask for changes the price. The more information we have, the more accurate your quote can be.
Is my information secure?
Yes. Personal information is kept separate from the details we use for pricing. We never use personal data as a rating factor.
Can I change my quote after I get it?
Yes. Come back to the quote page and enter new details. The price will update in seconds.
How long is a quote valid for?
Quotes are valid for 30 days from the date you request them.
What if I disagree with my price?
Get in touch at ascott@physar.io. We are happy to explain what is driving your premium.